It’s not uncommon for major carmakers to have an internal financing operation. Toyota, for example, has Toyota Financial Services (TFS). BMW is no exception. Its financial arm, called BMW Financial Customer Service, offers loans and leasing to BMW drivers across the United States and in Europe. It also serves other brands in the BMW family, including Mini and Rolls-Royce Motor Cars. The company is headquartered in Columbus, Ohio and has locations around the world.
A large percentage of the vehicles sold by the BMW Group are leased or financed through BMW Financial Services. The company is also known for providing strong incentives to customers who have high credit ratings, such as 0.00% interest deals on new BMW models or leases with no money down. The company also offers a variety of insurance and protection plans to help owners manage risk.
Those who are interested in purchasing a BMW vehicle can apply for financing online or in person at a BMW dealership. The process is easy and quick, and customers can see what type of loan they qualify for before they visit a dealer. In addition, the BMW website allows customers to compare vehicles and financing options side by side, making it easier for shoppers to find the right match.
Once the application is approved, a customer can pick a dealership to finalize the financing structure and select a vehicle. BMW Centers are authorized to provide the complete selection of vehicles and financing offerings available to the local market. Using the BMW Credit Lock program, buyers can protect their rate for an extended period of time, allowing them to shop and buy with confidence.
Customers with existing BMW leases can enjoy the convenience of a quick, simple transfer at the end of their term. BMW offers a variety of lease-end programs, including an option to postpone the balloon payment and rebates on adaptive equipment for people with limited mobility.
Another popular option is the College Graduate Program, which gives recent grads up to $1,000 on a new BMW or up to $2,500 on a certified pre-owned model. The program is available to full-time students who have graduated from an accredited college or university within the past six months and are planning to get a job in the automotive industry.
BMW is committed to supporting its employees, and the company strives to create a workplace that is a great place for all types of talent. The company has a number of benefits for associates, such as an innovative health and wellness program, the BMW Business Excellence Scholarship, and an award that recognizes outstanding leadership in the field. The company also participates in charitable events and gives back to its communities. In addition, it provides a variety of training and development opportunities to support employee growth.